The role holder will conduct surveillance with a view to promoting the safety, soundness, access and integrity of the financial system.

Strategic Responsibilities
Contributes as appropriate to the performance of other functions and to the overall achievement of the Bank’s strategic objectives.

Technical and Operational Responsibilities
1. Conduct risk-based surveillance framework of non-bank institutions and continuously monitor its effectiveness by developing the Non-Bank Institutions’ risk profiles.
2. Contribute to the preparation of draft portfolio budget estimates.
3. Carry out surveillance of Non-Banks and ensure compliance with legal, regulatory, and prudential requirements.
4. Review and engage non-bank institutions on audited financial statements and unaudited quarterly financial statements and related disclosures.
5. Prepare and continuously monitor supervisory programs.
6. Process, analyse and make appropriate recommendations on applications for new branches, mergers and acquisitions, new products, change in tariffs and vetting of senior managers, directors and significant shareholders of Non-Banks and approve new premises and customer complaints and other corporate applications.
7. Contribute and participate in the development of policy and legal and regulatory frameworks.
8. Prepare quarterly reports, Institutional Profiles (IP) and conduct on-going risk assessments from on-site and off-site supervision for appropriate action.
9. Prepare and analyse periodic reports received from Non-Banks to monitor performance and financial conditions and prepare relevant analysis required.
10. Participate in periodic regulatory meetings on regulatory concerns and emerging developments with Senior Management of Non-Bank institutions.
11. Identify problematic non-banks and highlight risks and challenges to the Deputy Manager as required.
12. Ensure that customer (Non-Banks) complaints are handled effectively and in a timely manner.
13. Process new licence applications for Non-Banks (Forex Bureaus and MRPs).
14. Perform any other duties as assigned by the supervisor.

1. Bachelor’s Degree in Management, Economics, Insurance, Law, Finance or related discipline from a reputable university.
2. Professional qualification(s) in Accounting, Finance, Banking, ICT or related discipline is an added advantage.

At least two (2) years post qualification experience in Prudential/Bank Supervision, Financial Analysis, Auditing, Accounting, Commercial Banking Operations and any other relevant area.

Technical Competencies
1. Good understanding of risk-based supervision frameworks.
2. Broad knowledge of non-banking operations and processes as well as the non-banks products
3. Strong communication and presentation skills including ability to write reports.
4. Good analytical and conceptual skills- Ability to challenge status quo based on quantitative facts and impacts.
5. Project management skills - ability to plan and execute on assigned tasks.
6. Financial sector knowledge - understanding of KYC policies, management of money laundering risks, approaches for management of interest rate, exposure to sensitive sectors, investment and liquidity risk, NPA, pension liability, compensation practices etc.
7. Risk Management - ability to assess the risk management process of the supervised entities.
8. Financial data collection - Ability to extract and provide financial information necessary for internal decision-making purposes. Behavioural/ General Competencies
9. Leadership and management-takes responsibility for assigned tasks and can work in a high performing team.

General/Behavioural Competencies
1. Communication- ability to speak clearly, fluently and in a compelling manner to both individuals and groups and ability to write in a clear and concise manner, using appropriate grammar, style and language for the reader.
2. Interpersonal skills- creates rapport with others and develops effective communication and team spirit with colleagues.
3. Personal Motivation and Drive- commits self to work hard towards goals. Shows enthusiasm and career commitment.
4. Adaptability/Flexibility - ability and willingness to be flexible, to adapt to and work effectively within a variety of changing situations and with various individuals and groups.
5. Professionalism –maintains a professional approach based on ethics and CBK values.
6. Integrity and honesty and ethics- ensures ethical practices and integrity and ensures CBK is not put at reputational risk.
7. Resilience –is able to withstand strategic and operational challenges and maintain momentum.
8. Attention to details - Ability to verify the accuracy of information received from banks as part of regulatory reporting and compliance with banking regulations and accounting standards.
9. Concern for accuracy - Desire to ensure accuracy and quality in work delivered.
10. Emotional Intelligence-manages emotions in a mature and composed manner as expected of a CBK staff member.

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