Closing Date: Monday, 12 Jan 2026 at 5.00 p.m.
The role holder will be responsible for the development and review of regulatory frameworks for financial inclusion for institutions licensed by CBK and advising on emerging innovations. He/She will also be responsible for working effectively as part of the team to deliver on the Key Result Areas and demonstrate competencies of his/her role.
Strategic Responsibilities
1. Advise on review and development of financial inclusion legal and regulatory frameworks for institutions licensed by CBK and advice on emerging innovations.
2. Contribute as appropriate to the performance of other functions and to the overall achievement of the Bank’s strategic objectives.
Technical and Operational Responsibilities
3. Develop financial inclusion policy/guideline/regulations as required for banks and other regulated entities.
4. To research and advise on emerging innovations including but not limited to disruptive technology and make actionable recommendations.
5. Co-ordinate the development of a regulatory impact assessment framework to assess the impact of legal and regulatory reforms initiated to enhance financial inclusion and innovation.
6. Convene internal and external consultative forums and obtain feedback on financial inclusion and innovation policy implementation from various entities and draft comprehensive policy/ frameworks as required.
7. Monitor implementation of financial inclusion and innovation related recommendations from collaborations with domestic and international financial regulators, regional and international organisations and development partners.
8. Provide Secretariat support for CBK’s participation/membership in national, regional and international financial inclusion and innovation initiatives/organisations.
9. Review applications for licenses for non-banks including carrying out the vetting of significant shareholders and proposed directors in accordance with existing laws, regulations and guidelines.
10. Ensure that the CBK website and other channels are updated on approval of new licenses for Non-Banks.
11. Oversee drafting and issuance of Banking Sector Annual Innovation Survey by end of March following the year end.
12. Oversee drafting and issuance of Bi-Annual Survey on MSME Access to Bank Credit by end of March following the year end.
13. Provide the requisite financial inclusion and innovation policy implementation reports within set timelines.
14. Report on emerging challenges and market dynamism.
15. Develop, train, coach, motivate and evaluate functional staff to achieve highest levels of performance.
16. Ensure adherence to Bank policies, procedures, guidelines and related legislations.
17. Responsible for succession management and resource management to ensure effective performance.
18. Any other assigned duties and responsibilities by the Supervisor.
1. Bachelor’s Degree in Management, Economics, ICT, Project Management, Engineering, Insurance, Law, Finance or related discipline from a reputable institution.
2. Master’s in Business Administration, Finance, ICT, Project Management, Engineering, Accounting, Economics, Law or related discipline is an added advantage.
3. Professional qualification(s) in accounting, finance, ICT, Project Management banking or related discipline is an added advantage.
At least six (6) years’ post qualification experience in Prudential/Bank Supervision, ICT, Engineering, Project Management, Financial Analysis, Auditing, Accounting, Commercial Banking Operations and any other relevant area with at least two (2) years in a supervisory capacity.
Technical Competencies
1. Good understanding of internationally accepted best practices for effective bank supervision and their application in supervision design and implementation.
2. Good understanding of Bank Supervision Policy And Regulatory Frameworks.
3. Strong communication and presentation skills including ability to develop proposals, concept papers, position papers as well as write reports and prepare relevant publications.
4. Good analytical and conceptual skills - Ability to critically examine and analyse information on institutions and providing the necessary analytical insights for internal decision-making purposes.
5. Strategic outlook – Ability to demonstrate a broad-based view of issues affecting financial institutions and develop and implement policies aimed at ensuring financial stability.
6. Innovation Mindset - Good understanding of start-ups, incubators, entrepreneurial culture and global technology ecosystems.
Behavioral / General Competencies
1. Leadership and management - Ability to lead teams, mentor and coach staff to goal definition and achievement.
2. Interpersonal skills- Ability to create rapport with others and develops effective communication and team spirit with colleagues.
3. Personal Motivation and Drive - Commits self to work hard towards goals. Shows enthusiasm and career commitment.
4. Adaptability/Flexibility - Ability and willingness to be flexible, to adapt to and work effectively within a variety of changing situations and with various individuals and groups.
5. Decision making - Ability to make strategic decisions in a timely and effective manner and to be accountable for decision making within departmental and role allocation.
6. Building consensus and influencing - Ability to influence various players across all Banks and non-Banks in Kenya.
7. Professionalism – Ability to maintain a professional approach based on ethics and CBK values. - Ensures ethical practices and integrity and ensures CBK is not put at reputational risk.
8. Resilience – Ability to withstand strategic and operational challenges and maintain momentum.
9. Emotional Intelligence-manages emotions in a mature and composed manner as expected of a leader.
Candidates are requested to note that:
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